.page-disclaimer {
  --disclaimer-body-bg: #E7EBF1;
  --disclaimer-card: #FFFFFF;
  --disclaimer-ink: #161B2A;
  --disclaimer-muted: #4B5265;
  --disclaimer-line: rgba(212, 175, 55, .35);
  background-color: var(--disclaimer-body-bg);
  font-family: var(--phvr-font-body);
}

.page-disclaimer .disclaimer-progress {
  position: fixed;
  top: 0;
  left: 0;
  z-index: 99;
  width: 0;
  height: 3px;
  background: linear-gradient(90deg, #F0C75E, #D4AF37 70%, #8C6D1F);
  transition: width .25s ease-out;
  pointer-events: none;
}

.page-disclaimer .disclaimer-shell {
  width: var(--phvr-shell);
  max-width: 1120px;
  margin-inline: auto;
}

.page-disclaimer .disclaimer-hero {
  color: var(--phvr-snow);
  background:
    radial-gradient(ellipse at 20% 10%, rgba(212, 175, 55, .14), transparent 45%),
    radial-gradient(ellipse at 90% 20%, rgba(169, 221, 235, .12), transparent 40%),
    linear-gradient(135deg, var(--phvr-bg-deep) 0%, var(--phvr-bg-card) 100%);
  padding: 56px 0 48px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.page-disclaimer .disclaimer-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, .03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, .03) 1px, transparent 1px);
  background-size: 48px 48px;
  pointer-events: none;
}

.page-disclaimer .disclaimer-hero .disclaimer-shell {
  position: relative;
  z-index: 1;
}

.page-disclaimer .disclaimer-hero .breadcrumb {
  justify-content: center;
  margin-bottom: 24px;
}

.page-disclaimer .disclaimer-hero .breadcrumb ol {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  align-items: center;
  justify-content: center;
  list-style: none;
  margin: 0;
  padding: 0;
}

.page-disclaimer .disclaimer-hero .breadcrumb a {
  color: rgba(245, 247, 250, .75);
  font-size: .875rem;
  text-decoration: none;
}

.page-disclaimer .disclaimer-hero .breadcrumb a:hover {
  color: #F0C75E;
}

.page-disclaimer .disclaimer-hero .breadcrumb .is-current {
  color: rgba(245, 247, 250, .45);
}

.page-disclaimer .disclaimer-eyebrow {
  color: var(--phvr-gold);
  letter-spacing: .24em;
  text-transform: uppercase;
  font-size: .75rem;
  margin-bottom: 12px;
}

.page-disclaimer .disclaimer-hero-title {
  font-family: var(--phvr-font-heading);
  font-size: clamp(2rem, 5vw, 3.25rem);
  line-height: 1.15;
  font-weight: 600;
  letter-spacing: -0.02em;
  margin: 0 0 16px;
}

.page-disclaimer .disclaimer-hero-lead {
  max-width: 760px;
  margin: 0 auto;
  color: rgba(245, 247, 250, .82);
  font-size: clamp(1rem, 1.4vw, 1.125rem);
  line-height: 1.8;
}

.page-disclaimer .disclaimer-hero-figure {
  margin: 36px auto 0;
  max-width: 800px;
}

.page-disclaimer .disclaimer-hero-figure img {
  width: 100%;
  height: auto;
  aspect-ratio: 8 / 3;
  object-fit: cover;
  border-radius: 12px 12px 12px 4px;
  border: 1px solid rgba(255, 255, 255, .14);
  box-shadow: 0 18px 36px rgba(0, 0, 0, .38);
}

.page-disclaimer .disclaimer-hero-caption {
  margin-top: 10px;
  color: rgba(245, 247, 250, .6);
  font-size: .75rem;
}

.page-disclaimer .disclaimer-body {
  background: var(--disclaimer-body-bg);
  padding: 56px 0 72px;
}

.page-disclaimer .disclaimer-intro {
  max-width: 920px;
  margin: 0 auto 40px;
  padding: 32px 32px 28px;
  background: var(--disclaimer-card);
  border-radius: 4px 4px 16px 4px;
  box-shadow: 0 10px 28px rgba(16, 22, 43, .08);
  border-left: 4px solid var(--phvr-gold);
}

.page-disclaimer .disclaimer-intro-title,
.page-disclaimer .disclaimer-contact-title {
  font-family: var(--phvr-font-heading);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--disclaimer-ink);
  margin: 0 0 10px;
}

.page-disclaimer .disclaimer-gold-rule {
  width: 48px;
  height: 2px;
  background: var(--phvr-gold-grad);
  margin: 0 0 16px;
}

.page-disclaimer .disclaimer-intro-lead {
  color: var(--disclaimer-muted);
  line-height: 1.9;
  margin: 0;
  font-size: .95rem;
}

.page-disclaimer .disclaimer-intro-lead strong {
  color: #7A5B0E;
  font-weight: 600;
}

.page-disclaimer .disclaimer-terms {
  max-width: 920px;
  margin: 0 auto;
  background: var(--disclaimer-card);
  border-radius: 4px 4px 16px 4px;
  box-shadow: 0 12px 32px rgba(16, 22, 43, .10);
  overflow: hidden;
}

.page-disclaimer .disclaimer-term {
  padding: 28px 28px 24px;
  border-bottom: 1px solid var(--disclaimer-line);
}

.page-disclaimer .disclaimer-term:last-child {
  border-bottom: 0;
}

.page-disclaimer .disclaimer-term-head {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 12px;
}

.page-disclaimer .disclaimer-term-index {
  font-family: var(--phvr-font-heading);
  font-size: 2.75rem;
  font-weight: 700;
  line-height: 1;
  color: #D4AF37;
  min-width: 64px;
  position: relative;
  letter-spacing: -0.04em;
}

.page-disclaimer .disclaimer-term-index::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -2px;
  width: 34px;
  height: 2px;
  border-radius: 2px;
  background: linear-gradient(90deg, #D4AF37, rgba(212, 175, 55, .15));
}

.page-disclaimer .disclaimer-term-title {
  font-family: var(--phvr-font-heading);
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--disclaimer-ink);
  margin: 0;
}

.page-disclaimer .disclaimer-term-content p {
  color: var(--disclaimer-muted);
  line-height: 1.85;
  font-size: .95rem;
  margin: 0;
}

.page-disclaimer .disclaimer-detail {
  margin-top: 16px;
  border-top: 1px dashed #D7DBE3;
  padding-top: 10px;
}

.page-disclaimer .disclaimer-detail summary {
  cursor: pointer;
  list-style: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: #5A6B8C;
  font-size: .875rem;
  font-weight: 500;
  user-select: none;
  padding: 4px 0;
  transition: color .2s ease;
}

.page-disclaimer .disclaimer-detail summary::-webkit-details-marker {
  display: none;
}

.page-disclaimer .disclaimer-detail summary::before {
  content: "+";
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: rgba(212, 175, 55, .16);
  color: #A4871F;
  font-weight: 700;
  font-size: .75rem;
  line-height: 1;
  transition: background .2s ease;
}

.page-disclaimer .disclaimer-detail[open] summary::before {
  content: "−";
  background: rgba(212, 175, 55, .32);
}

.page-disclaimer .disclaimer-detail summary:hover {
  color: #33455F;
}

.page-disclaimer .disclaimer-detail ul {
  margin: 14px 0 4px;
  padding: 0 0 0 18px;
}

.page-disclaimer .disclaimer-detail li {
  color: #525B70;
  font-size: .875rem;
  line-height: 1.75;
  margin: 6px 0;
}

.page-disclaimer .disclaimer-policy-callout {
  max-width: 920px;
  margin: 32px auto 0;
  padding: 24px 28px;
  background: var(--phvr-bg-card);
  border-radius: 4px 4px 16px 4px;
  box-shadow: var(--phvr-shadow);
  border-left: 4px solid #D4AF37;
}

.page-disclaimer .disclaimer-policy-title {
  font-family: var(--phvr-font-heading);
  font-size: 1.1rem;
  font-weight: 600;
  color: #F5F7FA;
  margin: 0 0 8px;
}

.page-disclaimer .disclaimer-policy-callout p {
  color: rgba(245, 247, 250, .8);
  line-height: 1.8;
  font-size: .9rem;
  margin: 0;
}

.page-disclaimer .disclaimer-policy-callout a {
  color: #A9DDEB;
  text-underline-offset: 3px;
  text-decoration: none;
  border-bottom: 1px solid rgba(169, 221, 235, .5);
  transition: color .2s ease;
}

.page-disclaimer .disclaimer-policy-callout a:hover {
  color: #F0C75E;
  border-bottom-color: rgba(240, 199, 94, .5);
}

.page-disclaimer .disclaimer-contact {
  max-width: 920px;
  margin: 32px auto 0;
  padding: 24px 28px;
  background: rgba(255, 255, 255, .65);
  border: 1px solid #D7DBE3;
  border-radius: 4px;
}

.page-disclaimer .disclaimer-contact p {
  color: var(--disclaimer-muted);
  line-height: 1.8;
  font-size: .9rem;
  margin: 12px 0 0;
}

.page-disclaimer .disclaimer-contact a {
  color: #1D5E78;
  text-decoration: none;
  border-bottom: 1px solid rgba(29, 94, 120, .3);
}

.page-disclaimer .disclaimer-contact a:hover {
  color: #A4871F;
  border-bottom-color: rgba(164, 135, 31, .4);
}

.page-disclaimer .disclaimer-back-top-wrap {
  max-width: 920px;
  margin: 32px auto 0;
  text-align: center;
}

.page-disclaimer .disclaimer-back-top {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 20px;
  border: 1px solid #C9CDD7;
  color: #3A4256;
  background: #FFFFFF;
  font-size: .875rem;
  text-decoration: none;
  border-radius: 4px;
  transition: border-color .2s ease, color .2s ease, background .2s ease;
}

.page-disclaimer .disclaimer-back-top:hover {
  border-color: #D4AF37;
  color: #A4871F;
  background: rgba(212, 175, 55, .06);
}

@media (min-width: 768px) {
  .page-disclaimer .disclaimer-hero {
    padding: 72px 0 64px;
  }

  .page-disclaimer .disclaimer-hero-lead {
    font-size: 1.125rem;
  }

  .page-disclaimer .disclaimer-term {
    padding: 36px 40px 32px;
  }

  .page-disclaimer .disclaimer-term-head {
    gap: 20px;
  }

  .page-disclaimer .disclaimer-term-index {
    font-size: 3.5rem;
    min-width: 84px;
  }

  .page-disclaimer .disclaimer-intro,
  .page-disclaimer .disclaimer-policy-callout,
  .page-disclaimer .disclaimer-contact {
    padding: 36px 40px;
  }
}